Data privacy laws can boost fintech lending

Jan 24, 2024

Laws to protect consumers’ data can have a beneficial effect on the fintech industry, research published by the Bank for International Settlements finds.

Authors Sebastian Doerr, Leonardo Gambacorta, Luigi Guiso and Marina Sanchez del Villar examine the California Consumer Privacy Act (CCPA), passed in 2020. The law gives consumers greater control over which companies they allow to access their data.

The authors note there is evidence from other studies that consumers dislike sharing their

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